capital gains tax

Stop Overpaying Capital Gains Tax Today!

Expert help with accurate CGT calculations.

Trustpilot widget with Excellent rating of 5 stars.

£ 1B+

claimed for clients

25+

Years of Experience

1,000+

Satisfied Clients To-Date

Trusted by Property Owners

Saved Millions in Capital Gains Tax

Close up shot of a man holding a key with a house shaped keyring attached to it.

What Is Capital Gains Tax?

Capital Gains Tax (CGT) is a tax on the profit you make when selling a property that isn’t your main home including buy-to-lets, second homes, and inherited properties. You’re taxed only on the gain, not the sale price.

 

How Does

Capital Gains Tax Impacts Your Profit

Here’s how a typical property sale can trigger thousands in tax unless every deduction and relief is applied correctly.

Metrics

With Specialist Help

Without Specialist Help

Sale Price

£320,000

£320,000

Purchase Price

£200,000

£200,000

Renovations & Fees

£20,000

£0 (Not Documented)

Tax-Free Allowance

£3,000

£3,000

Taxable Gain

£97,000

£117,000

CGT Rate (28%)

£27,160

£32,760

Final Tax Liability

✅ £5,600 Saved

⛔ Overpaid by £5,600

Filing Deadline Met?

✅ Yes

⛔ No – Penalties Applied

Timing matters. A well-timed claim can unlock hundreds of thousands instantly or delay your benefit for decades.

Do You Need to Pay Capital Gains Tax?

You may be liable for CGT if you’ve sold or plan to sell:

  • A buy-to-let or second home
  • An inherited property
  • A commercial property not used as your residence
  • A home you lived in part-time or rented out

 

Even if you’ve already sold  it’s not too late to fix errors or reclaim overpaid tax.

A top down shot of a desk which has 3 miniature models of houses and 3 potted plants placed on it.
Professional headshot of Dan, Property Tax Optimisers' expert.

Dan Cruickshank
Property & Personal Tax Planning Expert

Why Use a CGT Specialist?

But My Accountant Handles This… Right?

Not always. Most accountants aren’t trained in property-specific reliefs or 60-day reporting rules.

A property tax specialist understands:

  • CGT law & HMRC guidance
  • Private Residence & Lettings Relief
  • Spousal structuring and elections
  • Timing strategies to reduce tax

 

One wrong move could cost you thousands.

We’ve seen it happen and fixed it.

Receive a FREE Tax Guide when you contact us!

hear from

Our Clients

FAQs

Frequently Asked Questions

Buy-to-lets, second homes, inherited properties, and properties flipped for profit.

18% for basic-rate taxpayers and 28% for higher-rate taxpayers on property sales.

£3,000 per person.

You must report and pay within 60 days of completion for UK residential property.

Yes! But ownership must be correctly structured.

Yes, we can review prior sales and help amend returns if needed.