tax efficient remuneration
Efficient Remuneration for Business Owners & Directors
Legally reduce tax on your income, dividends, and pension contributions.
£ 30M+
Tax Saved Through Remuneration Strategies
200+
Owners and Directors Optimised
+40%
Boost in Take-Home Income
We’ve Helped
Directors & Entrepreneurs Keep More of What They Earn
Catesby IC Property Ltd
Industry: Education & Office
£3,200,000
Total Cost
£498,391
Capital Allowances Identified
What is Tax Efficient Remuneration?
Tax-efficient remuneration refers to structuring your income — as a business owner or director — in a way that reduces overall tax liabilities.
This includes:
- Balancing low salary with dividends
- Contributing to pensions
- Using available allowances
- Leveraging tax-friendly benefits.
The goal? More income in your pocket, less paid to HMRC.
How Can
Tax Efficient Remuneration Maximise Your Income
Scenario A:
With Tax-Efficient Remuneration
Scenario B:
Without Tax-Efficient Remuneration
Salary
£12,570 (within tax-free personal allowance)
£82,570 (entire amount as salary)
Dividends
£50,000 (lower tax rate, no NICs)
Not used
Pension Contributions
£20,000 (company deductible, grows tax-free)
Not utilised
Benefits in Kind (e.g., EV car, phone)
£3,000 (tax-efficient perks)
Not utilised
National Insurance Contributions
Minimal or none
Full NICs due on salary
Tax Efficiency
Income split across low-tax channels
Full income taxed at higher salary rates
Outcome
Higher net income, maximised allowances & reliefs
Higher tax bill, missed opportunities
By combining dividends, salary, pension, and benefits — you could save thousands in tax each year, while staying fully compliant.
Do You Qualify for Tax Efficient Remuneration?
If you’re a business owner, director, consultant, or self-employed professional with control over how you’re paid, you likely qualify.
You can benefit if:
- You own a limited company
- You earn over £50,000 per year
- You want to reduce tax without triggering HMRC scrutiny
- You’re looking to increase long-term wealth through pension and asset planning
Tax Efficient Remuneration Expert
Why Use a Specialist?
But Can’t I Just Pay Myself Dividends and Call It a Day?
Many people think so — until HMRC comes knocking. Tax Efficient remuneration requires careful planning and compliance.
Here’s why working with a specialist is key:
-
- Tailored to You: No two income setups are alike. We plan around your goals, liabilities, and family structure.
-
- Stay Compliant: HMRC keeps a close eye on director payments — we make sure you’re covered.
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- Optimise Everything: We coordinate your salary, dividends, pension, benefits, and allowances for max efficiency.
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- Avoid Pitfalls: Don’t fall into disguised remuneration traps or overdrawn director’s loans.
- Future-Proof Planning: We adapt your remuneration strategy as laws and your life evolve.
Receive a FREE TER Guide worth £197 upon completion
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